Personalized financial planning and investment management designed to help you pursue long-term financial success — guided by a fiduciary standard and your goals alone.
We hold ourselves to the highest standard: your interests come first, always. Here's what sets us apart from a typical brokerage or financial sales firm.
As a registered investment adviser, we are legally and ethically required to act in your best interest at all times — not just suitable recommendations.
No cookie-cutter portfolios. Every strategy is built around your specific goals, timeline, risk tolerance, and financial life circumstances.
We ignore market noise and short-term speculation. Our investment philosophy centers on disciplined, patient wealth building over decades.
You'll always know exactly what you're paying and why. No hidden commissions, no product sales incentives — just honest, fee-based advice.
From first responders to retirees, professionals to families — we build lasting partnerships around your entire financial picture.
From investment management to retirement income planning, we provide integrated advisory services for every stage of your financial journey.
Disciplined portfolio construction and ongoing monitoring aligned with your goals and risk profile.
Comprehensive plans covering retirement, cash flow, goal setting, and wealth accumulation strategies.
Sustainable retirement income strategies, Social Security optimization, and withdrawal planning.
Structured plans for home purchases, education funding, legacy building, and life milestones.
Joshua took the time to understand our family's goals and built a real plan — not just a portfolio. For the first time, I feel genuinely confident about retirement.
As a first responder, I never had time to focus on my finances. Wallace Wealth Advisory made everything simple and clear. Now I actually have a plan for my future.
The fiduciary standard matters enormously to me. Knowing my adviser is legally required to put my interests first changed how I think about investing entirely.
We don't believe in generic advice. Our structured five-step process ensures that every recommendation is grounded in your specific situation, values, and long-term vision.
Schedule a complimentary discovery meeting with Joshua Wallace. No pressure, no obligations — just a genuine conversation about where you are and where you want to go.
About Wallace Wealth Advisory
Founded by a finance professional with a singular focus: placing your interests first, every single time.
Joshua Wallace founded Wallace Wealth Advisory with a clear and deeply personal mission: to provide the kind of personalized, fiduciary-quality advice that was too often reserved for the wealthy — and to make it accessible to everyday individuals, families, first responders, and hardworking professionals across New York.
After earning a Bachelor of Business Administration in Corporate Finance from Queens College and passing the Series 65 licensing examination, Joshua recognized a gap in the market: too many people were receiving generic, commission-driven financial advice that served the adviser's interests over the client's. He set out to change that.
Wallace Wealth Advisory was founded on the belief that the most powerful financial tool isn't a hot stock tip or a complex product — it's a disciplined, long-term strategy built around your life, your goals, and your values.
We serve individuals, families, professionals, first responders, and retirement-focused investors — people who deserve a true fiduciary partner, not a product salesperson.
To help individuals and families pursue financial independence through disciplined investing, thoughtful planning, and honest advice.
A future where every client we serve achieves true financial freedom — with the dignity, security, and legacy they've worked hard to build.
Integrity. Transparency. Discipline. Long-term thinking. Client-first decision making. These aren't just words — they are the foundation of every action we take.
Schedule a no-obligation discovery meeting and take the first step toward a more intentional financial future.
Our Services
Integrated financial guidance built around your goals — not products.
We construct and manage investment portfolios that align with your financial goals, time horizon, and risk tolerance. Every decision is made through a fiduciary lens — with your best interest as the only consideration.
Understanding your true risk capacity and preference through conversation and analysis.
Documenting your investment policy in writing — objectives, constraints, and guidelines.
Building a diversified portfolio of carefully selected investment vehicles.
Regular rebalancing and performance review against your stated goals.
True financial planning goes far beyond selecting investments. It means understanding your complete financial picture — income, expenses, goals, family, and future — and building a coordinated strategy that moves you forward.
Retirement planning is more than saving money — it's designing a sustainable income strategy that funds the life you've envisioned, for as long as you live. We help you answer the questions that matter most.
Every person's goals are unique. Whether you're saving for a home, planning for your children's education, or building a legacy — we create financial strategies tied to real milestones in your life.
Build a targeted savings and investment plan to fund your down payment on the timeline that fits your life.
Create a college savings plan using tax-advantaged accounts that grows alongside your child's future.
Systematic wealth accumulation strategies designed around compound interest and disciplined investing.
Protect what you've built and ensure it reaches the people and causes you care about most.
Schedule a complimentary consultation and we'll identify the best starting point for your financial journey.
Our Process
Our five-step process ensures that every recommendation is grounded in your specific situation, values, and goals.
No two clients are alike. That's why our process is built to be thorough, personal, and ongoing — adapting as your life changes and your goals evolve.
Every relationship begins with a genuine conversation. In your complimentary discovery meeting, we get to know you — your financial situation, your goals, your concerns, your family, and what financial success truly means to you. There is no agenda other than listening and understanding.
This meeting sets the foundation for everything that follows. We want to understand not just your numbers, but your values and vision.
We conduct a thorough review of your complete financial picture. This includes analyzing your income, expenses, assets, liabilities, insurance coverage, existing investments, and tax situation. We identify gaps, inefficiencies, and opportunities that may have gone unaddressed.
This assessment gives us the factual foundation to build an accurate, realistic strategy — not one based on assumptions.
Using the insights from your discovery meeting and financial assessment, we develop a personalized financial plan and investment strategy. This written plan details your goals, your recommended investment allocation, savings rates, retirement projections, and a clear action plan.
You'll see exactly what we're recommending, why we're recommending it, and how it connects to your stated goals.
Once you've reviewed and approved your plan, we execute it with precision. Account setup, investment purchases, asset allocation — we handle the details so you don't have to. You're kept informed at every step, and nothing is done without your explicit understanding and approval.
This is where the strategy becomes reality.
Your financial plan is a living document. We conduct regular portfolio reviews and planning check-ins to ensure your strategy stays aligned with your goals — and adapts when life changes. Markets shift. Life changes. Your plan should keep up with both.
We're your financial partner for the long term, not a one-time transaction.
Your discovery meeting is complimentary. Come as you are — no documents required, no commitment expected.
Financial Calculators
Interactive tools to help you visualize compound growth and retirement projections.
For illustrative purposes only. Assumes annual compounding. Past performance does not guarantee future results. Investment involves risk, including possible loss of principal.
For illustrative purposes only. Assumes consistent contributions and returns. Not investment advice. Investment involves risk, including possible loss of principal.
These calculators are a starting point. A real financial plan accounts for taxes, Social Security, inflation, expenses, and your specific goals. Let's build one together.
Educational Resources
Articles, guides, and tools to help you make more informed financial decisions.
Diversification is one of the most powerful tools an investor has. Learn how spreading your investments across asset classes reduces risk without necessarily sacrificing returns — and why concentration risk is one of the most common portfolio mistakes.
Risk tolerance isn't just about how much volatility you can stomach — it's about your time horizon, your income stability, and your actual financial needs. Discover why your risk profile matters and how it should shape your investment strategy.
Whether you're in your 30s or your 60s, retirement planning looks different at every stage. This guide walks through the key milestones, account types, and strategies you need to know to retire on your own terms.
Albert Einstein reportedly called compound interest the eighth wonder of the world. In this article, we explore how compounding works, why starting early creates exponential advantages, and how consistent contributions multiply over time.
The wealthiest investors aren't the ones who timed the market — they're the ones who stayed in it. This article explores why staying the course, avoiding emotional decisions, and maintaining a disciplined strategy is the foundation of lasting wealth.
Not all financial advisers are created equal. This guide explains the critical difference between a fiduciary adviser and a suitability-standard broker, what questions to ask, and why it matters for your financial outcomes.
Contact Us
We'd love to learn about your goals and show you how Wallace Wealth Advisory can help.
147-25 94th Ave, Suite 2222
Jamaica, NY 11435
Monday–Friday: 9:00 AM – 6:00 PM
Saturday: By Appointment
Virtual meetings available
Complimentary Discovery Meeting
Your first meeting with Joshua Wallace is completely complimentary. No pressure, no obligation — just a conversation about your financial goals.
Tell us a bit about yourself and your financial goals. Joshua Wallace will personally review your inquiry and reach out within one business day.
Client Intake
Help us understand your financial situation so we can prepare a personalized analysis for your consultation.
Regulatory Compliance
Wallace Wealth Advisory is committed to full transparency and regulatory compliance as a New York State Registered Investment Adviser.
Our Form ADV Part 2A (Firm Brochure) provides detailed information about our advisory services, fee structures, investment strategies, potential conflicts of interest, disciplinary history, and other information required by the SEC and state regulators. As required by regulation, we deliver this brochure to prospective clients before or at the time we enter into an advisory agreement.
Wallace Wealth Advisory, Inc. | CRD Number: [Registration Pending] | New York State Registered Investment Adviser
The Form ADV Part 2B provides information about Joshua D. Wallace, the supervised person primarily responsible for providing advisory services to clients. This document includes information about his educational background, business experience, and any disciplinary history.
Joshua D. Wallace | BBA Corporate Finance — Queens College | Series 65 — NASAA Licensed
Wallace Wealth Advisory, Inc. is a registered investment adviser and, as such, operates as a fiduciary in all of our client relationships. As a fiduciary, we are legally and ethically required to act in the best interest of our clients at all times.
This means we will:
Wallace Wealth Advisory, Inc. is committed to protecting the privacy and confidentiality of your personal financial information. We collect nonpublic personal information about you from your intake questionnaires, advisory agreements, and our ongoing advisory relationship.
We do not share your personal information with nonaffiliated third parties, except as required to service your account, provide required disclosures, or as required by law. We implement appropriate safeguards to protect against unauthorized access to or use of your information.
Annual privacy notice provided in accordance with Regulation S-P. For questions about our privacy practices, contact us at wallacez8201@gmail.com.
The information on this website is provided for educational and informational purposes only. Nothing on this website constitutes investment advice, financial advice, trading advice, or any other sort of advice and you should not treat any of the website's content as such. Wallace Wealth Advisory, Inc. does not recommend that any security should be bought, sold, or held by you.
Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. All investment strategies have the potential for profit or loss.
Wallace Wealth Advisory, Inc. is registered as an Investment Adviser with the State of New York. Registration does not imply a certain level of skill or training. A copy of our current written disclosure statement (Form ADV) is available upon request.
Investment advisory services offered through Wallace Wealth Advisory, Inc., a New York State Registered Investment Adviser. The information provided on this website is for general information purposes only and does not constitute investment, tax, or legal advice.
Wallace Wealth Advisory, Inc. | 147-25 94th Ave, Suite 2222, Jamaica, NY 11435 | Phone: 718-924-3409 | Email: wallacez8201@gmail.com